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Daydream is in early access and opens up in stages. Before you request an invite, take a minute to see what Daydream is and what works today.
You’re on the list. We’ll reach out when your access is ready.
Hold your money.

Build your portfolio.
Earn stocks as you go.
Daydream is a neobank built on Robinhood Chain where digital dollars, Stock Tokens, crypto, and real-world assets live in one account. Hold your money, put it to work, invest, and earn Stock Tokens through everyday account activity.  
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Get early access
Get early access
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One balance. One portfolio. One account.
Hold digital dollars, invest across stocks and crypto, earn rewards, and manage everything you own from one account.
Product
Daydream Earn
Put your digital dollars to work while keeping them ready when you need them.
Earn automatically
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Product
Daydream Invest
Buy Stock Tokens, crypto, and real-world assets directly from your Daydream balance.
Build your portfolio
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Product
Auto-Invest
Choose what you want to own, set a schedule, and let Daydream keep building your portfolio.
Invest automatically
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Product
Agent accounts
Give an AI agent its own balance, budget, and rules without giving it control of your main account.
AI accounts
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Product
Agent Card
Give every agent its own card and spending limits that you control.
Set limits. Stay in control.
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Product
Digital dollars
Hold digital dollars in the same account you use to earn, invest, and build your portfolio.
Your balance
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Product
Everything in one place
See every deposit, investment, reward, and agent action in one simple feed.
Activity
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Your money should not be scattered across separate apps for saving, investing, and crypto. Daydream brings digital dollars, Stock Tokens, crypto, and real-world assets into one account built to help you own more over time.
Earn
Put your digital dollars to work and earn without moving them out of your Daydream account.
Invest
Buy Stock Tokens, crypto, and real-world assets in a few taps directly from your Daydream balance.
Automate
Choose what you want to own, how much to invest, and how often. Daydream keeps building your portfolio automatically.
See how it works
Give agents money without giving them your money
Give AI agents their own account, budget, and permissions so they can research, invest, or spend without gaining control of your main balance.
Agent
Research agent
Give it a budget to research markets, assets, and opportunities for you.
Set the budget
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Agent
Investment agent
Let it manage investments within rules you set without permission to withdraw your money.
Invest only. No withdrawals.
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Agent
Shopping agent
Give it a spending budget and require approval for anything above the limit you set.
You set the limit
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Your agents only get the money and permissions you give them. Every limit is enforced before funds move.
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Built for Robinhood Chain
Daydream brings digital dollars, Stock Tokens, crypto, and onchain financial products together in one simple account.
Network
Why Robinhood Chain
A network where digital dollars, Stock Tokens, crypto, and real-world assets can work together.
The financial network
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Earn
Powered by Morpho
Daydream uses Morpho to put your idle digital dollars to work directly from your account.
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Control
Your money stays yours
Only you control your assets. Daydream helps you use them without taking ownership away from you.
You stay in control
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Roadmap
Building the complete financial account
Start with digital dollars, earning, investing, and Stock Tokens. Bank transfers, cards, and more ways to use Daydream come next through licensed partners.
Phase 1 live
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